About Proven Business Funding

A business is its record. We start there.

Proven Business Funding is an application for businesses that would rather be judged on what they have done.

An owner on the phone in his stockroom, laptop under his arm.

What we are

An application, and a partner who reads it

We are not a lender and we do not decide who is funded. We take one short application and, through our funding partner, put it in front of lenders on a network of more than eighty. They read the record and make offers, or do not.

What we can do is tell you, before you start, what a lender will look at: time trading, monthly revenue, recent statements, credit, and for equipment the quote. Where a program publishes a requirement we print it. Where it does not, we say so.

There is no fee to apply. The network is paid by the lender when a deal closes. We work only with businesses and do not arrange personal or consumer loans.

Start the application

An hourglass among stacked coins: months of trading, and what they added up to.

What proven means

A record, not a pitch

The word is about evidence, not about approval. Nothing is guaranteed here, and nothing is promised that a lender would have to keep.

It means trading: Months open and money through the account: the evidence a lender reads, and the part of a business that cannot be borrowed.
It does not mean perfect: A short history or a thin credit file narrows the options. Revenue-based funding, for one, considers both.
It means plain terms: Every offer shows the amount, the term and the cost, so the comparison is on paper.
It costs nothing to show: No fee to apply and no obligation. The lender pays the network if a deal closes.

A landscaper laying stone beside new turf, seen from above: work that shows.

The application

Put the record forward

Five questions and a couple of minutes. A lender reads it; you decide what, if anything, to accept.