Revenue-based funding

Revenue-Based Funding

Quick and efficient access to capital.

Funding amount: $5K – $500K
Funding speed: 24–48 hours
Repayment: Daily or weekly ACH

A pharmacist handing a customer their purchase across the counter: the day's card sales.

Revenue-based funding

What it is

Revenue-based funding gives you fast access to working capital against future credit card or other receivables. Qualifying is usually as quick as the funding itself, because the terms lean on your sales rather than on your credit file.

It is not the right answer for every situation, but for an owner who needs money this week to buy stock or cover a gap, it is often the only one that moves fast enough.

What it gives you

What the network publishes for it

Low credit scores considered
Limited credit history considered
Money in 24–48 hours, once a lender approves
No out-of-pocket fees

The evidence

What a lender will look at for this one

The five items from the checklist, with what this program publishes about each.

Time in business

That the business has lasted through more than one season, and that its revenue has a history rather than a start date.

What revenue-based funding publishes
No published requirement. The lender decides.
Monthly revenue

The size of what the business can carry: how much a repayment would be as a share of what it takes in.
What revenue-based funding publishes
- Terms lean on sales rather than the credit file
Recent bank statements

That the revenue is real. Deposits are the one figure a lender does not have to take on trust.
What revenue-based funding publishes
- Repaid by daily or weekly ACH
Credit

How debt has been handled before. It is one item among five, not the whole case.
What revenue-based funding publishes
- Low scores and limited history considered
For equipment, the quote

What the money buys and what it is worth. Qualifications vary with the equipment itself.

What revenue-based funding publishes
Not asked for this program.