Term Loan
The classic way to fund a bigger move.
- Loan amount
- $20K – $1M
- Interest rate
- As low as 6%
Working capital
Working Capital
Funding your day-to-day operations.
- Funding amount
- Up to $1M
- Funding speed
- Within 24–48 hours
- Cost
- Starting at 4.5%
- Repayment
- Daily or weekly ACH
Working capital
What it is
Working capital funds the running of the business rather than a single purchase: payroll, rent, stock, the gap between invoicing and being paid. Terms are typically short, averaging between six and twenty-four months.
It is the option that keeps growth going through a money-tight stretch, without putting a long obligation on the books.
What it gives you
What the network publishes for it
- Short term, so it clears quickly
- Money within 24–48 hours, once a lender approves
- Spend it on any business purpose
- No out-of-pocket fees
The evidence
What a lender will look at for this one
The five items from the checklist, with what this program publishes about each.
-
Time in business
That the business has lasted through more than one season, and that its revenue has a history rather than a start date.
What working capital publishesNo published requirement. The lender decides.
-
Monthly revenue
The size of what the business can carry: how much a repayment would be as a share of what it takes in.
What working capital publishesNo published requirement. The lender decides.
-
Recent bank statements
That the revenue is real. Deposits are the one figure a lender does not have to take on trust.
What working capital publishes- Repaid by daily or weekly ACH
-
Credit
How debt has been handled before. It is one item among five, not the whole case.
What working capital publishesNo published requirement. The lender decides.
-
For equipment, the quote
What the money buys and what it is worth. Qualifications vary with the equipment itself.
What working capital publishesNot asked for this program.
The application
Put the record forward
Five questions and a couple of minutes. A lender reads it; you decide what, if anything, to accept.
The application is the way in, and it takes about two minutes.
The six
All six programs, this one marked
Short Term Business Loan
Fund your business on your terms.
- Funding amount
- $10K – $1M
- Cost
- Beginning at 6%
Equipment Financing
Equipment for virtually any industry.
- Loan amount
- Up to $250K
- Cost
- As low as 8%
Working Capital
Funding your day-to-day operations.
- Funding amount
- Up to $1M
- Cost
- Starting at 4.5%
Business Line of Credit
Flexible financing, there when you need it.
- Funding amount
- Up to $1M
- Cost
- Starting at 4.5%
Revenue-Based Funding
Quick and efficient access to capital.
- Funding amount
- $5K – $500K
- Funding speed
- 24–48 hours
